The Defense Base Act provides benefits to injured employees working for defense contractors outside of the continental United States. In recent years there have been thousands of defense base act workers seriously injured in Iraq and Afghanistan. If you are an employee of a civilian contractor injured while working under a US contract anywhere in the world, your claim falls under the Defense Base Act.
The Defense Base Act is different then almost every other workers compensation scheme. Unlike other workers compensation programs, under the DBA an injury is covered, even if your injury didn't happen while you were working. The term "injury" means accidental injury during the course of employment or while you're overseas. If you get sick or hurt in country or in theater, then you are most likely covered under the Defense Base Act, even if your injury occurred during recreational activities.
Generally, you must file a Defense Base Act claim within a year of the date of your injury or when you stop receiving medical benefits. However, there are many exceptions so you should contact a seasoned DBA lawyer as soon as possible.
Under the Defense Base Act there are 4 different and distinct categories of disabilities:
Category I - Temporary Total Disability
Category II - Temporary Partial Disability
Category III - Permanent Total Disability
Category IV - Permanent Partial Disability
Once you have a DBA injury, you're at war with the DBA insurance company. No matter how nice the DBA claims adjuster is to you, their job is to keep you from getting medical benefits and money. When you must speak with them always beware but remain polite. You don't want to be rude and give them incentive to deny benefits.
All this and more is covered in our book, Win Your Defense Base Act Case
When handling your DBA case, nothing matters more than the honest truth. Nothing. You must be straightforward and honest about your case. I have seen many instances where a client will sugarcoat their injury and the courts throw out the case. Why? All because they were not honest from the get go.
The DBA insurance company is not on your side. They have traps laying around for you to fall in. And bet on it, if you do not follow the proper steps with your DBA case, you will fall right in.
The Next Step
Remember the DBA insurance company is not your friend. I strongly suggest you order a free copy of my book, Win Your Defense Base Act Case: The Ultimate Straight Talk Roadmap To The Medical Treatment and Money You and Your Family Deserve. Trust me. My only goal here is to make sure honest hard working folks like you, do not get ripped off by these companies.
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