"Honesty is the best policy - when there is money in it".
- Mark Twain
You Need To Take Action
Your employer/ carrier is obligated to provide you reasonable medical treatment and temporary total disability benefits under the Defense Base Act (DBA). Too often the carrier will arbitrarily refuse to pay or stop paying for medical treatment and will stop your workers' compensation checks.
When this happens doing nothing is not an option. If your Defense Base Act medical benefits or workers compensation (TTD checks) are being denied you have to do something. It can be hard to do something when you don't know where to start.
Never trust the DBA Insurance Company
Whether you have a scheduled injury or an unscheduled injury under the Defense Base Act, Average Weekly Wage (AWW) may be a huge issue in your case. Don't assume the Defense Base Act insurance adjuster has calculated your AWW correctly. On the contrary, you should always assume that your AWW has been calculated to be as low as possible by the DBA insurance adjuster. Always, always recalculate your AWW.
Know this: the DBA insurance adjuster is not your friend. While you should never be rude or disrespectful to the DBA adjuster, you should remain on guard all times. It is just like in the movies: everything you say can and will be used against you in a court of law.
Instead, be as brief as possible with the adjuster. Give out as little information as possible. Never give a recorded or written statement. Never sign any medical releases or employment releases. If the adjuster tells you that you need to do these things in order to receive benefits, call us immediately. You are being set up, just like a bowling pin.
Discuss your case with a Defense Base Act Lawyer
When it comes to DBA cases there are a lot of twists and turns that the insurance companies are banking you to run into. On top of this they are constantly setting up traps that they're just waiting for you or your inexperience local lawyer to fall into.
In order to avoid these pitfalls you have to not only find the best DBA lawyer to be your guide in this process but also be as honest as possible with your DBA lawyer. Finding the best DBA lawyer out there will require you to take the time to research who are the experts in this field and who are pretending to be the experts. Odds are you aren't going to find a specialized DBA lawyer in Portland, Salem, Eugene or Gresham. Which means you might have to look out of state for an attorney with the experience and skill set you need to win your case.
After you have found this terrific DBA attorney out of state or in state, you are going to have to have the ability to be completely open and honest with your lawyer. At the end of the day DBA cases are won based on your credibility. One white lie or exaggeration or forgotten detail can be the end of your DBA case. This is yet another twist or turn you'll have to watch out for.
That's why you can't be afraid to ask your representation questions and you can't be afraid to frank and honest with them. And if they're as good as you think they are they will be just as transparent with you. Discuss everything with your attorney, they are there to help you, make you feel secure and answer any questions you have.
Before you hire anyone get the facts:
Before you hire any lawyer from any firm, it be ours or someone better, get your facts straight. Understand what it is going to take for you to win your DBA case and destroy your enemy, the DBA insurance company.
Save some time and money and order my book, Win Your Defense Base Act Case, for FREE. Then keep up to date with the DBA Law by exploring our website with its many pages of "straight to the point" content.
If you need more reasons why you should pick up this book as soon as possible, you can check out the 5 Star reviews on Amazon.
If you have any questions regarding your case or what steps you should take first,
give us a call today: