“Everything you add to the truth subtracts from the truth.”
– Alexander Solzhenitsyn
The First Step.
The “company” page of the M1 Services site states “We continually search for the highest quality people who value job satisfaction and the knowledge that at the end of each workday they contributed to securing democracy.” If you get injured while you are contributing to securing democracy than you could come back home to a pretty grim situation.
Without making the same type of money you’re used to making it can be hard to put food on the table, much less pay all of your medical bills. And being injured may prevent you from working a good job or any job for that matter, so what do you do?
The first step is finding out if you are covered by the Defense Base Act. The DBA covers civilian contractors that have been injured overseas. It provides medical and financial benefits that will encourage your recovery and your financial stability.
The Second Step.
Once you find out if you are covered by the DBA you can file your DBA claim. This is where deadlines matter. You have one year after you have been injured or after the last day that you receive compensation (whichever comes last) to file your DBA claim to the Department of Labor.
You can check out this article about everything you need to know about the Department of Labor.
After you file your DBA claim, or even better as soon as you know you have a DBA claim on your hands, it is time to start prepping for a battle in the courtroom.
Why do I call it a battle?
You are thinking that if you have a legitimate DBA claim the DBA insurance companies can’t refute your claim. You were there, you have the injury to prove it, you are an honest person and you deserve to get your DBA benefits. But the thing is most of the time DBA insurance companies will deny your claim or cut off your benefits early. They are not your friend and they will not help you here.
The DBA insurance companies can make a lot of money by delegitimizing real DBA claims, so they do, all the time. This means that honest, injured, hard working folks are left to fend for themselves without the help of anyone and they usually suffer for it. This is why taking your DBA claim to court and defending it with everything you got is a battle.
And to win this battle you need three key players on your side:
- The Truth
- An Experienced DBA Lawyer
- A Guide to All the Traps Laid Out by The Enemy
In my experience, there is one thing that all DBA case winners have on their side and that’s the truth. The DBA claimant is honest with everything in regard to their case down to the tiniest detail. This is because DBA cases are won based on if the judge believes you or not in court. It is as simple as that.
If you exaggerate anything with your case, misremember a detail, forget a detail of the past that might have relevance to your case than your case is done. And you get nothing.
An Experienced DBA Lawyer
Another thing I have learned over the years is that DBA cases are lost when the representation doesn’t know much about the DBA or is “learning on the job”. If you hire a lawyer that knows as little as you do about the DBA then you are setting yourself up for failure.
You wouldn’t get on a ship that is captained by someone that has never sailed before, would you? So why would you let someone guide you through the complexities of the DBA law systems who has never been through them, seen them or even heard of them before?
Find out more here about what to look for when hiring representation.
A Guide to All the Traps Laid Out by The Enemy
Like any battle you have to know your enemy and be prepared for anything they throw at you. The DBA insurance company is your enemy here. They will put out traps for you to fall into so that you can appear like a liar in front of the judge. And as we said earlier, this is the worst possible thing that can happen for your DBA case.
Start studying. Learn everything you can about the DBA insurance company, their strategies and the DBA law system itself. You can start with my book, Win Your Defense Base Act Case, which covers everything you might need to know to win your DBA case.
Then you can go on the Turley Law Firm website, which goes more in depth on what you are going to need to do and say to win your DBA case. The site covers everything from what evidence you need to help win your DBA case, what to do with multiple DBA insurance carriers, to how to prepare for a deposition.
If you follow these steps and have these heavy hitters on your team you are going to be that much closer to winning your DBA case. And you don’t want to win your DBA case, you need to win. So, start prepping for battle and good luck.