"It sucks when good people lose their DBA case because they fall for one of the insurance company's tricks or traps. This is why I give it to you straight. No sugar added. No lawyer talk, no double talk. Just old fashioned, unsweetened truth. So you'll understand how to avoid tanking your case. That's the last thing that you want to do - is lose your case because you made a mistake that's completely avoidable if only you had known. Try explaining that to your family. Not good."
Defense Base Act Labor Market Survey - an overview
Under the Defense Base Act, the DBA insurance company may try and use a Labor Market Survey in order to reduce your DBA benefits. In order to understand what the purpose of the Labor Market Survey, you need to first understand the difference between scheduled injuries and unscheduled injures under the DBA.
Under the DBA if you have an unscheduled injury, your permanent disability benefits are based upon your wage loss. Meaning the difference between what you made as a DBA employee and what you are able to earn in your geographical area considering your physical disability, education, aptitudes and work experience.
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A Labor Market Survey
The DBA insurance company has a Labor Market Survey done in order to try and establish the existence of suitable jobs in order to meet their burden of proving suitable alternative employment.
In essence, the Labor Market Survey (LMS) is a list of alleged specific jobs which are allegedly available to you in the area where you live. For the job opportunities to be realistic, the DBA insurance company must establish their precise nature, terms, and availability. The LMS must list jobs that you can perform physically. In addition, you have to be qualified to perform the jobs listed in the LMS.
This is all about you
Meaning, the Judge is first looking at your age, education, training, work experience, and aptitudes. Then the Judge looks at the geographic area where you live in order to see what jobs are available to you.
Next the Judge looks at the Labor Market Survey and decides whether the jobs listed in the Labor Market Survey really are available to you.
Next the Judge looks to see if you actually tried to get the jobs and what the results were. Finally, the Judge is sizing you up, so to speak. If you are likable and believable - it goes a long way to winning your DBA case. I say this time and again, because it really is true.
Don’t forget the basis for all of this is whether you can return to your DBA job due to your DBA related injuries. None of this matters if the Judge determines that you, in fact, are able to return to your DBA job.
You have to meet with the Labor Markey Survey person
The DBA insurance company will set up an appointment for you to meet with their Labor Market Survey person. This person will interview you
Everything you say and do during your meeting with the insurance company Labor Market Survey person will be used against you in your trial. Depend on it.
Everything you say or do at the LMS interview will be used against you in court. You muct be nice and pleasant. You must tell the truth. You must never overstate or understate your job experience in the LMS appointment and/or when filling out paperwork. The DBA insurance company is going to have all of your resume’s and they are going to double check and triple check your answers.
If you don’t remember something, say you don’t remember.
Labor Market Survey report
This person will try and find jobs in your geographical area that you can perform. Then the DBA insurance company will try and use these jobs to decrease your weekly permanent disability award. They will write a report that is known as a “Labor Market Survey.” It will be introduced as evidence in your trial in order to lessen your permanent disability benefits.
Some more very important helpful hints
If the DBA insurance company is sending you to a Labor Market Survey and you don’t have a lawyer, it really is way past the time for you to lawyer-up. Like, now.
If you are being sent to a Labor Market Survey and your lawyer hasn’t prepared you for the Labor Market Survey, you might want to think about getting a new lawyer. Just saying. Seriously saying, actually. You need to be prepared.
If you haven’t read my 5 Star Book - Win Your Defense Base Act Case - you need to order it immediately. You must read it before you attend the Labor Market Survey. Not enough time, you say? See if you can reschedule the Labor Market Survey. Call my office and we will FedEx the book to you overnight. It really is that important. I kid you not.
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A Tool To Reduce You and Your Family’s DBA Benefits
The insurance company will set up an appointment for you to meet with their Labor Market Survey person. This person will try and find jobs in your geographical area that you can perform. Then the DBA insurance company will try and use the Labor Market Survey report to decrease your weekly permanent disability award.
A Concerning Example (or why this is important to you and your family)
For example: You earned $2,200 per week as a DBA employee. You had a disabling back injury that prevents you from returning to work at your DBA employment. You return to your geographical area (say, Fresno, California). The Labor Market Survey states that there are jobs that you are qualified to perform in the Fresno area where you can earn $1,900 considering your physical disability, education, aptitudes and work experience.
If the Judge believes and credits the Labor Market Survey - your weekly permanent disability award will be as follows:
2/3 x $300 = $200
Thus, you will be entitled to a weekly disability award of $200 for the rest of your life or until you earn more than $1,900 a week, at which point your weekly disability payment will be reduced accordingly.
If the Judge did not believe and/or credit the Labor Market Survey you might be entitled to the maximum DBA compensation rate for the rest of your life:
As you see here - the Labor Market Survey was drastically reduce your weekly compensation award.
There are ways to attack the Labor Market Survey
Just because the DBA insurance company comes up with a Labor Market Survey that will, in effect, greatly damage your case - - doesn't make it true. This is another example of the devil really is in the details. There are many ways to discredit the Labor Market Survey. This is where you really need a seasoned DBA lawyer that knows how to dig into the weeds, so to speak.
A quick example, many times the Labor Market Survey will list a bunch of jobs that are allegedly available and that you can perform. What you need to do, as soon as you can, is actually contact the companies listed and actually try to apply for the jobs. I have been doing this a long time. I have never seen anyone ever actually get hired for an alleged job in a Labor Market Survey.
You need to keep a detailed log of when you contacted the company, how you contacted them, who you spoke with, etc. In other words, be able to prove that you applied for the alleged job and you didn't get the job or that you were told that you weren't qualified or that there is no job available.
Disclaimer: Please understand these discussions and/or examples are not legal advice. All legal situations are different. This testimonial, endorsement and/or discussion does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter, your particular case/ situation and/or this particular case/ situation.