“I give you an insider’s view of the DBA. I don’t sugar coat it for you. I give it to you straight. No lawyer talk, no double talk.
Just old fashioned, unsweetened truth.” Defense Base Act Lawyer - Bill Turley
Insurance Company of the State of Pennsylvania, AIG and Defense Base Act cases
The Defense Base Act is regulated by the United States Department of Labor, Office of Workers Compensation Programs, Division of Longshore and Harbor Workers Compensation. The Defense Base Act is actually an extension of the Longshore Act. Every quarter the Department of Labor (DOL) puts out a Defense Base Act Summary by Carrier. In the fiscal year 2018, Insurance Company of the State of Pennsylvania is listed as having the most DBA cases.
In real life, Insurance Co. Of The State Of Penn. is also known as AIG. AIG is a long time player in the Defense Base Act world.
AIG/ Insurance Co. Of The State Of Penn. exploded from having a modest DBA book of business to being the major player in the field after civilian contractors were flooded into the war zones in Iraq and Afghanistan. At one time, AIG controlled more than 75% of the DBA market.
AIG is certainly still the dominate player in the DBA insurance market. However, presently Allied World National Assurance Company and AIG are the dominate players. With Starr and ACE making up the rest of the DBA insurance market.
“Unparalleled Defense Base Act Experience”
According to AIG’s website - they have “Unparalleled Defense Base Act Experience... We’ve seen more Defense Base Act claims since 2001 than any other carrier.” Having had one of the two largest Defense Base Act law firms representing overseas civilian contractors, I can tell you first hand that what AIG says on their website is correct. My law firms have had more cases with AIG than any other DBA insurance carrier.
AIG's Adujsters & Defense Attorneys Know The Law
Overseas civilian contractors that are are "covered "by AIG Defense Base Act insurance are seriously injured everyday across the world. It is the nature of the work. These Defense Base Act employees regularly tackle the tough jobs. Unfortunately, these hard working employees get seriously injured in the line of duty. If this happens to you, you need a lawyer that can stand up to the insurance company. The AIG and their adjusters know the law. You need someone on your side that knows Defense Base Act law.
AIG insures hundreds of thousands of workers worldwide in locations that include the U.S., Australia, Africa, the U.K., Asia and the Middle East. These employees are seriously injured in Iraq, Afghanistan, Jordon, Oman, Liberia, Saudi Arabia, Sudan, Cuba, and other places across the world. We can help you also.
What you can expect from AIG
AIG wrote the book on defending DBA claims. It's a whole new world for you. What I'm going to tell you is eye-opening. But you need to hear.
You're certainly not in Kansas anymore
If you're a seriously injured overseas civilian contractor, you didn't sign up for this. Meaning, a Defense Base Act case. It certainly wasn't in the brochure. Meaning, you're not in Kansas anymore.
Instead, you are in a very different battle now. Now you are battling an insurance company for your money disability benefits and medical treatment. What you are going to see is that things aren't what they may seem to be. It is a topsy-turvy legal, mumbo, jumbo world you're in now. I try to answer a lot of your DBA questions on this website. But nothing is better than reading my 5 Star book on Amazon.com - Win Your Defense Base Act Case.
Win Your Defense Base Act Case
I strongly suggest that you get a copy of my book - Win Your Defense Base Act Case. You can get a free copy from this website. Or, you can pay for it on amazon.com. Either way, I guarantee, this book is going to help you immensely. The book will help you avoid the DBA insurance company's tricks and traps. Every day good, honest people with legitimate DBA cases, screw their case up by making common and very avoidable mistakes. You don't want to be that guy.
Don't believe me?
I understand. Like most people, I try and check out reviews of things before I get them. You can too. There are dozens of 5 Star reviews for Win Your Defense Base Act Case on amazon.com. You can go to amazon.com and type if "Defense Base Act" in the search bar. Or you can click on the link below.
Defense Base Act Coverage
The Defense Base Act was established in 1941 with the primary goal to cover workers on military bases outside the United States. The Act was amended to include public works contracts with the U.S. government for the building of nonmilitary projects abroad including dams, schools, harbors and roads.
Today, almost any contract with an agency of the U.S. government, requiring work outside the U.S., whether military in nature or not, will likely require Defense Base Act coverage.
Don't Start Your Defense Base Act Case Playing Catch Up
The most effective time to call an AIG Defense Base Act Lawyer (or more accurately - Lawyer that regularly takes on AIG) is right at the beginning. Especially if you're filing for Defense Base Act benefits. Not having a lawyer in place before a claim for any type of benefits is denied can weaken your case because tight deadlines often leave too little time to gather the necessary medical exams and records for building a solid case.
The last thing you want to do is to start your case while trying to play catch-up with the insurance company. Just like in sports, it is best to be ahead and stay ahead with your case. Don't take the chance that you will be playing catch-up with the insurance company and their lawyers.
Instead prepare yourself and learn what strategies and tools you will need to win your DBA case. It isn't going to be easy, but the more ready you are for what the insurance company will throw at you.
I recommend ordering a FREE copy of my book, Win Your Defense Base Act, which lists out all the common traps that good, honest overseas contractors fall for on the daily. I've dealt with these types of cases for over 20 years. I know how they get people and I don't want that to happen to you.
I am not suggesting that you have to hire me - I am suggesting that you do need to hire the best, honest DBA lawyer that will agree to accept your case.
You have questions, we have answers.
Call us at 619-304-1000