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US Embassy and Consulate Contractors and the Defense Base Act

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One of the common questions that we hear from contractors that work at United States Embassies and United States Consulates is, "If I work at an U.S. Embassy or U.S. Consulate as a contractor, am I covered by the Defense Base Act?  The short answer is, "Yes."

This article is about helping you get Defense Base Act benefits if you work overseas at an U.S. Mission, Embassy and/or Consulate. 

I also provide you Case Studies of workers that have been injured while working as a contractor at an U.S. Mission, Embassy and/or Consulate. Including workers that were injured during recreational activities or while they were not actually working that were still covered under the Defense Base Act. These Case Studies are provided so you can get a better idea of Defense Base Act (DBA) benefits, the DBA system and DBA concepts. 


US Embassy and US Consulate Contractors: Defense Base Act
"No lawyer talk, no double talk. Just good old fashioned, unsweetened truth."

Defense Base Act Lawyer - Bill Turley


The Real Value of Hiring the Right DBA Lawyer

When you hire a Defense Base Act lawyer, you’re not hiring someone to guarantee that you’ll win your case. There are no guarantees in life or law (especially in the law, I might add). You’re not hiring them to build a case strategy plan and tell you what to do to get there. Although, that is part of it. 

What you’re really hiring them to do is be a coach when things get difficult. When things go bad, or bad situations arise, or when it hits the fan. A good, honest DBA lawyer will help keep you from making a bad decision.  Make no mistake about it - oftentimes no decision, is a decision.  Which can be disastrous. 

First of all, a good DBA lawyer knows the law and the procedure (the rules). This case is probably your first rodeo, so to speak. Even if it’s your second rodeo, you don’t want someone that is getting on the job training. You’re hiring someone that can see the field, so to speak. (Sorry, to mix metaphors here). 

Second, a good DBA lawyer doesn’t have the same emotional attachment to your case that you have. Folks almost always evaluate their cases based upon emotion, rather than logic and clear thinking. 

Combining experience with non-emotional decision-making is the real value in hiring the right DBA lawyer.

If you want to know more about hiring a DBA Lawyer check out this article on the Top 10 DBA Questions (see Questions 2,3, 4, and 6....) 


Contractors that are injured while they are abroad while they are working at U.S. Embassies and Consulates can make a claim for benefits under the Defense Base Act

The United States has nearly 300 U.S. Embassies and Consulates in hundreds of countries around the world. An embassy is generally located in capital cities and is the headquarters for US Government representatives serving in foreign countries. Consulates are “branches” of US embassies necessary for larger countries.

U.S. Embassies and Consulates are occupied by the Ambassador (a.k.a. Chief of Mission) along with many civilian workers and contractors who are essential for the maintenance, safety, construction, and overall operations of the embassy. The law offers protection under the Defense Base Act for these contractors and their families in the event of an injury or death that arises out of their employment.

According to the US Department of State website, another purpose of an embassy is “they help U.S. businesses find partners and customers and may train the host government’s police and military to support better security in the country”. This is the area that we seem to get most case traffic from in reference to our DBA clients and their cases. 

Contractors injured at a U.S. Embassy – here’s what you should know

If you were injured as a civilian contractor working at any U.S. Embassy abroad, you are entitled to benefits under the Defense Base Act (DBA). Benefits under the DBA include medical treatment and compensation for wage loss. Benefits owed to an injured contractor- or their family if a contractor is killed - are paid for by the employer’s DBA worker’s compensation insurance carrier.

Benefits under the Defense Base Act are not strictly limited to just U.S. citizen; even workers of foreign nationality who are working under a private U.S. government contract are covered under the DBA.  Regardless of nationality, U.S. citizen or not, obtaining DBA benefits can be difficult for many.

Please note that if you are directly employed by the United States of America (as opposed to a civilian contracting company) – then you don’t have a Defense Base Act claim.

In order to have a Defense Base Act claim, is it true that don't have to be injured while your at the U.S. Embassy or Consulate or while you're actually working? (the Zone of Special Danger rule)

Yes. Under the Defense Base Act, you don't have to be injured while actually working or while you're at the U.S Embassy or Consulate in order to bring a DBA claim. The DBA has a rule called "the Zone of Special Danger." This rule or doctrine states that you just about any injury or disease that you get while your overseas or abroad is covered by the Defense Base Act. 

Even recreational injuries, injuries while working out, playing sports, exercising and touring as a tourist - while you are overseas are usually covered by the Defense Base Act. 

For example, if you're abroad and you're injured while working out or playing soccer, then you can still bring a claim under the DBA. If you're injured in a taxi accident while you're sightseeing, then you still have a DBA claim. If you slip and fall while you're are a grocery store in a foreign country, then you still have a DBA claim. 

Thus, if you're working as a contractor - even if you're from the country where you were hurt (or a U.S. citizen or a citizen from some other country) - you need to consult with an honest DBA lawyer. You probably have a DBA claim.  


Beware: DBA Insurance Companies Tricks & Traps

One of the main reasons DBA claims are denied is because injured folks aren’t aware of what they are entitled to under the DBA and they don’t know the law. What makes matters worse is that they are up against the DBA Insurance Companies who prey on this fact. The truth is, DBA Insurance Companies are not on your side. Meaning, they make money by denying legitimate DBA claims like yours.

Don’t make the mistake of thinking that just because you have a legitimate claim, with a serious injury that you will automatically receive Defense Base Act benefits. At every step of your case, the insurance company is looking for reasons to deny your case. They have tricks and traps that they will use against you.

Know this, the DBA insurance company is going to attack your credibility. You can depend on that. Everything you do, from here on out, must be with you keeping your credibility in mind.

You must tell the truth

The most important factor that may “make or break” your case is whether the judge believes you or not. Nothing is more important than your credibility. Nothing else comes close. 

You must tell the truth about everything. Don't lie, don't exaggerate. If the Judge doesn't believe you – trust you will lose. 


Win Your Defense Base Act Case

The reason I wrote my book - Win Your Defense Base Act Case – is to help you avoid the common mistakes outlined above and to better equip you with the resources you will need to win.

In my book and on this website, I provide answers to many of your most common questions about the DBA.  I give you real material that you can use to help you win your U.S. Embassy private contractor Defense Base Act case.

Win Your Defense Base Act Case - Bill Turley

You can get a free copy of my book here; I would highly recommend you do so. You can also opt to buy it on Amazon.com, it’s up to you. I suggest you read my book before you sign any forms, talk to a representative from the DBA Insurance Company, give a recorded statement, or hire the wrong lawyer.

5 Star Book on Amazon.com

What benefits am I entitled to under the Defense Base Act?

Generally, if you're injured and bring a DBA claim, the Defense Base Act has two benefits:

1. Medical treatment.  You are entitled to medical treatment, by a doctor (or doctors) of your choice. You can receive these medical treatment until you are cured, or for the rest of your life, if necessary. 

2. Weekly disability benefits. If you are temporarily unable to return to work due to your injuries you may be eligible to receive temporary total disability benefits. If you have a permanent injury, you may be eligible to receive permanent disability benefits. In some instances, for the rest of your life. Or, you can settle your DBA claim with a lump-sum settlement. 

There are two types of injuries under the Defense Base Act - Scheduled injuries. Which are injuries to your legs, feet, arms, hands, hearing loss, eyes.  Generally, with these injuries, you are entitled to a certain number of weeks of compensation. 

Unscheduled injuries are injuries to any other parts of your body - neck, back, head, internal injuries, brain, psychiatric injuries, PTSD, etc.  With these claims your permanent disability is based upon your wage loss. 

Case Studies - Defense Base Act claims - Embassy Workers and Consulate Workers 

Your next steps

First, you need to get your hands on your free copy of my book. Seriously. I don't blame you if you are skeptical. I suggest you go to amazon.com and type into the search area: "Defense Base Act."  You will see my book - Win Your Defense Base Act Case come up. I suggest you read the reviews. Then you will know why you MUST get my book. 

You can buy the book from amazon.com (my wife will thank you for that) or do it the smart way and order a free copy from this website

Next, you should start documenting your case, so that you can help your attorney.  Whether you hire us or another DBA law firm, you need to do your research and hire the best, honest DBA lawyer that you can find.

Lastly, check out this article on the Top 10 Questions on the DBA.

Case Studies - DBA claims for contractors injured while abroad working at U.S. Embassies and U.S. Consulates 

A Case Study - a construction worker injured in U.S Embassy in Eastern European Country 
A U.S. citizen that was working as a construction workers in a United States Embassy in Eastern Europe. He was installing surveillance type equipment. He fell and seriously injured his hip.  The case was settled for a Stipulation. Meaning the Defense Base Act insurance carrier agreed to continue to pay his medical treatment for the rest of his life and agreed to pay him a weekly permanent partial disability payment.
The DBA insurance carrier also agreed to pay him past owed weekly disability payments that the DBA insurance carrier stopped paying when the DBA insurance carrier had previously filed a LS-207 Notice of Controversion.
A Case Study - a Peru citizen - PTSD - United States Embassy - Iraq
A security worker from Peru worked at the U.S. Embassy in Iraq. He brought a claim for PTSD due to mortar and bomb attacks. He was able to settle his claim under the Defense Base Act for a lump sum settlement. 
A Case Study - installing heating and air conditioning system - in U.S. Embassy - Budapest Hungary
An HVAC technician was very seriously injured when sheet metal fell on him. He  previously had two back surgeries. He had a hearing (read: trial) and the Judge awarded permanent total disability benefits. This was in spite of the worker having had two previous back surgeries.
A Case Study - a construction worker injured at U.S. Embassy in Beijing China

A U.S. citizen was injured while working as a construction worker at the U.S. Embassy in Beijing China. He fell down and injured his back. The Claimant (this is what you call the person bringing a DBA claim) was able to get his case resolved successfully.
A Case Study - a construction worker at U.S. Embassy in Western Asia - workers loses trial because the Judge believed that worker was not credible
A construction worker at an U.S. Embassy in Western Asia brought a claim for psychological injuries.
The Judge found that Claimant was suffering from psychological problems. However, the Judge found that the workers psychological injuries were not caused or contributed to by his work for the employer at the U.S. Embassy. Thus, the Judge denied the claim.
The important part of this case is that the Judge found that the worker was not a truthful witness. This was not one of our cases so I don’t know the basis for this determination of by the Judge.
But it illustrates a very important point. The most important thing when you bring a DBA case is your credibility. It is why I stress this in my book - Win Your Defense Base Act Case.
A Case Study - electrician injures leg at U.S. Embassy - Moscow, Russia
An electrician who was working in the U.S. Embassy in Moscow, Russia fell and injured his leg. This is a scheduled injury under the DBA.  Thus, he was able to get his claim resolved for a certain number of weeks of compensation.
A Case Study - security worker injured back lifting weights in the Embassy gym in the Baghdad, Iraq
A security worker was lifting weights in the gym at the Embassy in Baghdad, Iraq. Based upon the Zone of Special Danger he was able to settle his case for a lump-sum settlement amount.   

A Case Study - A Zone of Special Danger case - a U.S. Embassy worker - gets a tattoo and takes over the counter medication and dies of an overdose - was deemed to be within the Zone of Special Danger under the Defense Base Act
In a case that went to trial (called a Hearing under the DBA), died in his sleep while working for a U.S. contractor at a U.S. Embassy in the middle east (no, it wasn’t in Iraq or Afghanistan). The worker had gotten a tattoo the day before his death. He had consumed medication to help him cope with the pain of the tattoo. The toxicology reports showed that he died because of the medication he took.
The court held that his case was within the “Zone of Special Danger” doctrine and his family was awarded DBA benefits.
HVAC worker - injured at United States Consulate - Mexico
A U.S. citizen was injured while installing air conditioning equipment at a consulate in Mexico. He suffered a back injury while installing the equipment. He was able to get his case settled with a lump sum settlement.

Need help right now?

Give us a call at: 619-304-1000  or you can send us a message on this website.

The United States Embassies and Consulates around the world – by continent

If you are injured while abroad when your working as a contractor at any of the missions, embassies and/or consulates for the United States of America, then you probably have a DBA claim. Here is a list of missions, embassies and/or consulates that you may have worked at that give rise to a DBA claim: 

U.S. Missions in African Countries

Africa Regional Services - Paris
U.S. Embassy in Luanda, Angola

U.S. Embassy in Cotonou, Benin

U.S. Embassy in Gaborone, Botswana

Burkina Faso
U.S. Embassy in Ouagadougou, Burkina Faso

U.S. Embassy in Bujumbura, Burundi

U.S. Embassy in Yaounde, Cameroon

Cape Verde
U.S. Embassy in Praia, Cape Verde

U.S. Embassy in N'Djamena, Chad

Democratic Republic of the Congo
U.S. Embassy in Kinshasa, Democratic Republic of the Congo

Republic of the Congo
U.S. Embassy in Brazzaville, Republic of the Congo

Côte d'Ivoire (Ivory Coast)
U.S. Embassy in Abidjan, Côte d'Ivoire

U.S. Embassy in Djibouti, Republic of Djibouti

U.S. Embassy in Cairo, Egypt

Equatorial Guinea
U.S. Embassy in Malabo, Equatorial Guinea

U.S. Embassy in Asmara, Eritrea

U.S. Embassy in Addis Ababa, Ethiopia

U.S. Embassy in Libreville, Gabon

The Gambia
U.S. Embassy in Banjul, The Gambia

U.S. Embassy in Accra, Ghana

U.S. Embassy in Conakry, Guinea

U.S. Embassy in Nairobi, Kenya

American Embassy Maseru, Lesotho

U.S. Embassy in Monrovia, Liberia

U.S. Embassy in Antananarivo, Madagascar

U.S. Embassy in Lilongwe, Malawi

U.S. Embassy in Bamako, Mali

United States Embassy Nouakchott, Mauritania

U.S. Embassy in Port Louis, Mauritius

U.S. Embassy in Rabat, Morocco

U.S. Embassy in Maputo, Mozambique

U.S. Embassy in Windhoek, Namibia

U.S. Embassy in Niamey, Niger

U.S. Embassy in Abuja, Nigeria

US Mission to Rwanda, Kigali, Rwanda

U.S. Embassy in Dakar, Senegal

Sierra Leone
United States Embassy Freetown, Sierra Leone

U.S. Virtual Presence Post Somalia

South Africa
U.S. Embassy in Pretoria, South Africa

U.S. Embassy in Mbabane, Swaziland

Embassy of the United States of America in Dar es Salaam, Tanzania

U.S. Embassy in Lome, Togo

U.S. Embassy in Tunis, Tunisia

U.S. Embassy Kampala, Uganda

U.S. Embassy in Lusaka, Zambia

U.S. Embassy in Harare, Zimbabwe
U.S. Mission to the African Union

U.S. Missions in Countries of the Americas and the Caribbean

U.S. Embassy in Buenos Aires, Argentina

U.S. Embassy in Nassau, Bahamas

U.S. Embassy in Bridgetown, Barbados

U.S. Embassy in Belize City, Belize

U.S. Consulate General in Hamilton, Bermuda

U.S. Embassy in La Paz, Bolivia

U.S. Embassy in Brasilia, Brazil
Consulate General Rio de Janeiro, Brazil
Consulate General São Paulo, Brazil

U.S. Embassy in Ottawa, Canada
United States Consulate General in Toronto, Canada
U.S. Consulate in Winnipeg, Canada

U.S. Embassy in Santiago, Chile

U.S. Embassy in Bogota, Colombia

Costa Rica
U.S. Embassy in San José, Costa Rica

U.S. Interests Section in Havana, Cuba

Dominican Republic
U.S. Embassy in Santo Domingo, Dominican Republic

U.S. Embassy in Quito, Ecuador
U.S. Consulate General in Guayaquil, Ecuador

El Salvador
U.S. Embassy in San Salvador, El Salvador

U.S. Embassy in Guatemala City, Guatemala

U.S. Embassy in Georgetown, Guyana

U.S. Embassy in Port-au-Prince, Haiti

U.S. Embassy in Tegucigalpa, Honduras

U.S. Embassy in Kingston, Jamaica

U.S. Embassy in Mexico City, Mexico
United States Consulate General in Ciudad Juarez
U.S. Consulate General, Guadalajara
U.S. Consulate Hermosillo Consulado General de los Estados Unidos - Monterrey
U.S. Consulate Nogales
United States Consulate Nuevo Laredo
Consulado General Americano Tijuana, B.C.

Netherlands Antilles
U.S. Mission to the Dutch Caribbean: Curacao

U.S. Embassy in Managua, Nicaragua

U.S. Embassy in Panama City, Panama

U.S. Embassy in Asuncion, Paraguay

U.S. Embassy in Lima, Peru

U.S. Embassy in Paramaribo, Suriname

Trinidad and Tobago
U.S. Embassy in Port of Spain

U.S. Embassy in Montevideo, Uruguay

U.S. Embassy in Caracas, Venezuela

U.S. Missions in Asian Countries

East Asia

American Embassy Kabul, Afghanistan

U.S. Embassy in Dhaka, Bangladesh

Brunei Darussalam
U.S. Embassy Bandar Seri Begawan, Brunei

Myanmar, Burma
U.S. Embassy Rangoon, Burma (Myanmar)

U.S. Embassy in Phnom Penh, Cambodia

U.S. Embassy in Beijing, China (People's Republic)
U.S. Consulate General in Chengdu
U.S. Consulate General in Guangzhou
U.S. Consulate General Hong Kong and Macau
U.S. Consulate General in Shanghai
U.S. Consulate in Shenyang
U.S. Consulate in Wuhan

Taiwan, Republic of China
American Institute in Taiwan - Taipei, China (Republic)

U.S. Embassy in New Delhi, India
US Consulate in Calcutta
U.S. Consulate, Chennai
United States Consulate Mumbai

U.S. Embassy in Jakarta, Indonesia
U.S. Consulate General in Surabaya
U.S. Consulate in Medan

U.S. Embassy in Tokyo, Japan
U.S. Consulate in Fukuoka
U.S. Consulate Nagoya
U.S. Consulate General in Osaka-Kobe
U.S. Consulate General Sapporo
U.S. Consulate General Naha, Okinawa

Korea, Republic of (South Korea)
U.S. Embassy in Seoul, Korea (Republic)
APS Busan

Lao, People's Democratic Republic
U.S. Embassy in Vientiane, Laos

U.S. Embassy in Kuala Lumpur, Malaysia

U.S. Embassy in Ulaanbaatar, Mongolia

U.S. Embassy in Kathmandu, Nepal

U.S. Embassy in Islamabad, Pakistan
U.S. Consulate General Karachi
U.S. Consulate Lahore
U.S. Consulate Peshawar

U.S. Embassy in Manila, Philippines

U.S. Embassy in Singapore

Sri Lanka
U.S. Embassy in Colombo, Sri Lanka

U.S. Embassy in Bangkok, Thailand
U.S. Consulate General Chiang Mai

U.S. Embassy in Hanoi, Vietnam
U.S. Consulate General in Ho Chi Minh City
Central Asia

U.S. Embassy in Yerevan, Armenia

U.S. Embassy in Baku, Azerbaijan

U.S. Embassy in Tbilisi, Georgia

U.S. Embassy in Almaty, Kazakhstan
U.S. Consulate General in Almaty

U.S. Embassy Bishkek, Kyrgyz Republic

U.S. Embassy Dushanbe, Tajikistan

U.S. Embassy in Ashgabat, Turkmenistan

U.S. Embassy in Tashkent, Uzbekistan

Middle East

U.S. Embassy in Manama, Bahrain

U.S. Embassy Baghdad, Iraq

U.S. Embassy in Tel Aviv, Israel

U.S. Embassy in Amman, Jordan

U.S. Embassy in Kuwait City, Kuwait

U.S. Embassy in Beirut, Lebanon

U.S. Embassy in Muscat, Oman

U.S. Embassy in Doha, Qatar

Saudi Arabia
U.S. Embassy in Riyadh, Saudi Arabia
Consulate General Dhahran
Consulate General Jeddah

U.S. Embassy in Damascus, Syria

United Arab Emirates
U.S. Embassy in Abu Dhabi, United Arab Emirates
U.S. Consulate General in Dubai

U.S. Embassy in Sana'a, Yemen

U.S. Missions in Australia and the Pacific

U.S. Embassy in Canberra, Australia
Consulate General of the U.S. Melbourne
Consulate General of the U.S. Perth
Consulate General of the U.S. Sydney

U.S. Embassy in Suva, Fiji

Marshall Islands
U.S. Embassy in Majuro, Marshall Islands

Micronesia, Federal States of
U.S. Embassy in Kolonia, Micronesia

New Zealand
U.S. Embassy in Wellington, New Zealand

U.S. Embassy in Koror, Palau

Papua New Guinea
U.S. Embassy in Port Moresby, Papua New Guinea

U.S. Embassy in Apia, Samoa

U.S. Virtual Presence Post Tonga


U.S. Missions to European Countries

United States Embassy Tirana, Albania

U.S. Embassy in Vienna, Austria

U.S. Embassy in Minsk, Belarus

U.S. Embassy in Brussels, Belgium

Bosnia and Herzegovina
U.S. Embassy in Sarajevo, Bosnia and Herzegovina

U.S. Embassy in Sofia, Bulgaria

U.S. Embassy in Zagreb, Croatia

U.S. Embassy in Nikosia, Cyprus

Czech Republic
U.S. Embassy in Prague, Czech Republic

U.S. Embassy in Copenhagen, Denmark
Denmark-Greenland: VPP Nuuk

U.S. Embassy in Tallinn, Estonia

U.S. Embassy in Helsinki, Finland

U.S. Embassy in Paris, France
American Presence Post in Bordeaux
American Presence Post in Lyon
American Presence Post in Rennes
American Presence Post in Toulouse
U.S. Consulate General Marseille
U.S. Consulate General Strasbourg

U.S. Embassy in Berlin, Germany
U.S. Consulate General Düsseldorf
U.S. Consulate General Frankfurt
U.S. Consulate General Hamburg
U.S. Consulate General Leipzig
U.S. Consulate General Munich

U.S. Embassy in Athens, Greece

U.S. Embassy in Budapest, Hungary

U.S. Embassy in Reykjavik, Iceland

U.S. Embassy in Dublin, Ireland

U.S. Embassy in Rome, Italy
U.S. Consulate General Florence
U.S. Consulate General Milan
U.S. Consulate General Naples

San Marino
San Marino Virtual Presence Post

U.S. Embassy in Riga, Latvia

U.S. Embassy in Vilnius, Lithuania

U.S. Embassy in Luxembourg, Luxembourg

Macedonia, Rep. of
U.S. Embassy in Skopje, Macedonia

U.S. Embassy in Valetta, Malta

Moldova, Republic of
U.S. Embassy in Chisinau, Moldova

United States Consulate in Podgorica, Montenegro

U.S. Embassy in The Hague, Netherlands

U.S. Embassy in Oslo, Norway

U.S. Embassy in Warsaw, Poland
U.S. Consulate General Krakow

U.S. Embassy in Lisbon, Portugal
American Consulate Ponta Delgada, Azores

U.S. Embassy in Bucharest, Romania

Russian Federation
U.S. Embassy in Moscow, Russian Federation
U.S. Consulate General St. Petersburg
U.S. Consulate General Vladivostok
U.S. Consulate General Yekaterinburg

U.S. Embassy in Belgrade, Serbia
U.S. Embassy in Pristina, Kosovo

Slovak Republic
U.S. Embassy in Bratislava, Slovakia

U.S. Embassy in Ljubljana, Slovenia

U.S. Embassy in Madrid, Spain
U.S. Consulate General Barcelona

U.S. Embassy in Stockholm, Sweden

XXU.S. Embassy in Berne, Switzerland

U.S. Embassy in Ankara, Turkey
U.S. Consulate General Istanbul
U.S. Consulate Adana

U.S. Embassy in Kiev, Ukraine

United Kingdom
U.S. Embassy in London, United Kingdom
United Kingdom: Belfast
United Kingdom: Edinburgh
United Kingdom: VPP Cardiff

Vatican City State (Holy See)
U.S. Mission to the Vatican



Disclaimer: Please understand these discussions and/or examples are not legal advice. All legal situations are different. This testimonial, case studies, endorsement and/or discussion does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter, your particular case/ situation and/or this particular case/ situation.

Every case is different. There are any number of reasons why Defense Base Act cases are lost and/or are not successful. However, most DBA cases are lost because the Judge doesn't believe the person bringing the DBA claim. 

The case studies here are for illustrative purposes only. Any resemblance to actual cases is purely coincidental. That being said, we have handled hundreds of DBA cases over the years and these case studies are taken from those experiences, situations and/or analysis.


Thanks, Bill Turley


William Turley
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“When I seek out professional advice, I don’t want B.S., I want it straight up. I figure you do also.”
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