“I give you an insider’s view of the DBA. I don’t sugar coat it for you. I give it to you straight. No lawyer talk, no double talk.
Just good old fashioned, unsweetened truth.”
Defense Base Act Lawyer - Bill Turley
Strength vs. Weakness
You need to be prepared to take your case to court in order to win and obtain the benefits that you and your family are entitled to under the Defense Base Act. You need to be able to negotiate from a position of strength so that you will have the advantage. It's all about preparing to win. In others words, strength vs. weakness.
You have to tell the truth
Defense Base Act cases are court cases. They are decided by a Judge. The most important factor that will determine whether you win or lose your DBA case is your credibility. In other words, does the Judge believe you or not? Nothing is more important than your credibility. You have to tell the truth about everything.
“The DBA insurance adjuster told me that I don’t need a lawyer, So I’m good.”
That’s like the coach of the opposing football team telling you that your team doesn’t need a coach. Really? Did you ask the insurance adjuster why the DBA insurance company has so many lawyers?
Fact is, the DBA insurance company doesn’t want you to have a lawyer. Because they know that they’ll have to pay you a LOT more money if you get a lawyer.
Make no mistake about it. You now have a court case. You need a lawyer to win your court case.
Second, I suggest you check out this article on the Top 10 DBA Questions (see Questions 2,4, and 6....).
Here is what this article is about
This article is about Kuwait Defense Base Act claims. At the end of this article I provide Case Studies of overseas civilian contractors that are injured in Kuwait. These Case Studies illustrate important Defense Base Act principles. Here are the topics covered in this article:
Overseas civilian contractor employers in Kuwait
Top 10 DBA Questions
Kuwait - An Overview
Kuwait is a middle east country that is bordered in the northwest by Iraq, in the south by Saudi Arabia, and in the east by the Persian Gulf. There has been a strong US military presence in the country going back to the early 1990s. At that time, the United States led coalition forces into Kuwait to end the Iraqi occupation during the first Gulf War.
Since the occurrence of the Gulf War where Iraq tried to create an annex into Kuwait, the country has seen more than its fair share of military aggression. Prospective reasons Kuwait was so sought after was the fact that it is so rich in oil and provides the military a strategic location. As a result, US military operations have been ongoing, resulting in both military and civilian injuries and casualties over the years in Kuwait and its surrounding countries.
Civilian Contractors Injured in Kuwait
Civilian contractors work alongside military personnel in the multiple bases around Kuwait. These overseas civilian contractors in Kuwait play a crucial role in providing government support and logistics including but not limited to maintenance & repairs, laundering, food service, security, and so forth. Currently, the United States has five operating military bases in Kuwait.
- Ali Al Salem Air Base
- Ahmad al-Jaber Air Base
- Camp Arifjan
- Camp Buehring (formerly Camp Udairi)
- Camp Patriot (shared with Kuwait Naval Base)
Each base has a significant amount of government civilian contractors who can and often do get injured while overseas. Even if you are injured during recreational activities and/or while off the base – your injuries will still usually be covered by the Defense Base Act.
Your Kuwait Defense Base Act Case
If you were injured while working under a DOD contract while deployed as a civilian contractor in Kuwait, you are entitled to benefits under the Defense Base Act. In order to receive benefits under the Defense Base Act, you must bring a Defense Base Act case.
What you should know about your DBA case
I am known for being up front and honest. This is how I’d want advice from a lawyer if I was in your shoes, but that’s just me. I figure you’d want the same, so I will refrain from the common “sugar coating” and get straight to the point.
You are up against the Defense Base Act Insurance Company – always keep that in mind. The representatives from these companies may seem like they’re on your side, but trust me when I say they are quite the opposite. The DBA insurance adjuster is not your friend.
Fact is, DBA insurance companies make profits all the time by denying legitimate DBA claims – claims like yours. Do not assume that you will be getting your wage loss compensation right away. Believe it or not, even the most obvious types of work injuries get delayed and even denied by the DBA insurance adjusters – happens every day.
It’s how they roll
One of the key and important parts of my book - Win Your Defense Base Act Case - is helping you to navigate the minefield that the DBA insurance company is going to lay out to destroy your case.
What you probably don't know is that the DBA insurance company has tricks and traps that folks just like you fall for every day. You might be thinking, "I have a legitimate case, I'm telling the truth, I'm good." However, that isn't the case. Not even close.
Using these tricks and traps is how the DBA insurance companies get out of paying money to folks with legitimate claims. It’s how they roll.
My book Win Your Defense Base Act Case is designed to help you avoid these case killing mistakes.
It's all about your credibility
Your Credibility is of utmost importance – I say this all the time, and you’ll see it appear multiple times throughout my website and in my book. This is because your credibility can be the single factor that will either help you win or will cause you to lose in court. If the Judge does not believe you, then you will lose.
DBA Insurance companies will use every trick in their book to trap you in order to get you to lie and ultimately blow your credibility.
Win Your Defense Base Act Case
This is one of the main reasons why I wrote the book, Win Your Defense Base Act Case. I want to help contractors and their families - folks just like you - avoid the common mistakes that could hurt to your case.
If you do one single thing for yourself and for your DBA case today, let it be obtaining a free copy of my 5-star rated book. You can get your free copy right now.
Reading my book will be the best thing that you can do for your DBA case. And if you don’t believe me, I get it. I suggest that you check out the 5 Star reviews on Amazon.com and see for yourself how the book has helped many.
Overseas civilian contractor employers in Kuwait
Here are some of the overseas civilian contracting companies that we have seen, that have been in Kuwait:
Honeywell Technology Solutions
Vectrus Systems Corporation
Service Employers International . Inc. - SEII
IAP Worldwide Services
DBA insurance companies in Kuwait
Here are some of the Defense Base Act insurance companies that we have seen, that have provided DBA insurance to overseas contractors in Kuwait:
Allied World National Assurance Co. , AWAC,
Insurance Company of the State of Pennsylvania
Kuwait and the Defense Base Act - Case Studies for overseas civilian contractors injured in Kuwait
Case study: Truck driver - Kuwait - arm injury
Claimant was a truck driver and suffered injuries to his arm and shoulder when his hand slipped off a wrench. Shoulder injuries are unscheduled injuries under the DBA. Meaning, disability is a wage loss concept. After proving you are unable to return to your usual and customary work overseas, you are presumed to be permanently and totally disabled.
Case study - injured running on a treadmill
A Case Study – Security Guard gets injured in a bus accident in Kuwait on his way to work
A contractor who was a security guard sustained an injury to his right knee and lower back when the bus he was in got into an accident in Kuwait City, Kuwait. He was on his way to work at the time of the incident.
When the claim was accepted, he was compensated under the Defense Base Act for about a year while getting conservative treatment for both of his injuries. The Claimant reached Maximum Medical Improvement (MMI) and did not have any work restrictions after recovery. He was able to return to work overseas with another contracting company and he was able to get a lump sum settlement for his injuries.
Case Study – Quality Control Inspector injured back while on a contract in Kuwait
A U.S. citizen working as a Quality Control Inspector in Camp Arifjan, Kuwait was seriously injured on the job. He was sitting in an office talking to a fellow coworker when the chair he was on broke from beneath him. Claimant suffered a serious back injury as a result and brought on a claim under the Defense Base Act.
The claim was determined compensable and after undergoing numerous surgical procedures he was unable to return to his customary overseas employment. He was awarded a lump sum settlement for compensation and future medical treatment.
It's time to lawyer-up
Whether or not you hire our firm or another DBA law firm, you want to be sure to hire an honest lawyer and the best lawyer you can find. The earlier you retain a lawyer, the sooner that you will be preparing your case for trial or the day that your benefits are stopped. I suggest that you get my book - Win Your Defense Base Act Case BEFORE you hire a lawyer, talk to the DBA insurance company adjuster, sign any forms, give a recorded or written statement or even talk to your doctor. Seriously.
There are dozens of 5 Star reviews of the book on amazon.com that are going to tell you the same thing.
Top 10 DBA Questions
Don't miss this article on the Top 10 DBA questions.
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This article isn't legal advice
These discussions and/or examples are not legal advice. All legal situations are different. These testimonials, endorsements, photos and/or discussions do not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter, your particular case/ situation. Every case is different. There are any number of reasons why Defense Base Act cases are not won and/or are not as successful as one might hope.