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What Is A Life Pension & How To Get One

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Workers May Become Injured

California Workers Compensation: What is a Life Pension?

There are two types of life pensions:

1. Permanent Total Disability

2. Permanent Partial Disability

For a Permanent Partial Disability you must have a Permanent Disability (PD) rating of 70% or more to be entitled to a life pension. You are entitled to a life pension based upon a formula using variables determined by your PD rating and your weekly earnings or wages. In general, you are entitled to a life pension of 1.5 percent of actual weekly earnings for each 1 percent your PD rating exceeds 60 percent. This is a little confusing, because you are not entitled to a life pension unless your PD rating is over 70 percent.

This means you can have a PD rating of 69.75% and still not qualify for a life pension.

PD ratings are computed to the nearest ¼ of 1%.

Marshalling the medical evidence is often times crucial to obtaining a life pension. This is another place where a seasoned workers' compensation lawyer can make all the difference.

You Can Ask Us A California Workers' Compensation Question For Free

Many attorneys charge hundreds of dollars for an hour of their time. We don't. We know you can't afford to pay hundreds of dollars to have an attorney answer your questions. This is especially true if you are injured and can't work. Or if you lost a family member in a work accident.

So this is what we offer here: If you have a legal question about work injuries, California workers compensation and/or third party work injuries, and you want our advice - - we will answer the question for free. 

Call 619-304-1000

William Turley
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“When I seek out professional advice, I don’t want B.S., I want it straight up. I figure you do also.”
I’ve been @ my job for 22 years. I got bit by a dog and had to reconstruct my ACL. And damaged my lower back and shoulder. I settled for 37% permanent Disability. I fell in 2013 ( @ work) had to have knee ACL Reconstructed again, same knee, injured lower back, torn ankle, torn rotator cuff, injury to hip, elbow... my question is can the Life time Benefit % be combined with the new QME %? Same job, same body parts.
Posted by Arturo Ortiz on August 15, 2019 at 03:22 PM
My original workers comp award was paid off in 2014. My attorney's 15% was paid to the firm 07-12-2012. My Sate Life Pension does not begin until August 8, 2024. It appears the attorney firm has included the Life Pension in their fee AND the calculation of the "gap" between the end of my PD payments and the beginning of the life pension. Does this seem accurate? I have questioned the attorney about this, but he seems curt when responding.
Posted by Richard on August 9, 2019 at 10:09 PM
I was rated at 86% TD in Dec 2016. My life pension doesn't begin until my current benefits are exhausted which is in 2026. Is my current life pension amount of 201.50 per week eligible for current COLA increases, or not until it becomes active in 2026. Thank You for this resource.
Posted by Blake B on May 21, 2019 at 05:25 PM
I am in pro per on my SIBTF case. The workers comp information office is useless. How do I find the formulas or a benefits calculator for SIBTF, which will also help me determine the offset for Social Security disability as well as what dates to pull from? Thank you!
Posted by Julie on March 8, 2017 at 09:32 PM

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