California Workers Compensation: What is a Life Pension?
There are two types of life pensions:
1. Permanent Total Disability
2. Permanent Partial Disability
For a Permanent Partial Disability you must have a Permanent Disability (PD) rating of 70% or more to be entitled to a life pension. You are entitled to a life pension based upon a formula using variables determined by your PD rating and your weekly earnings or wages. In general, you are entitled to a life pension of 1.5 percent of actual weekly earnings for each 1 percent your PD rating exceeds 60 percent. This is a little confusing, because you are not entitled to a life pension unless your PD rating is over 70 percent.
This means you can have a PD rating of 69.75* and still not qualify for a life pension.
PD ratings are computed to the nearest ¼ of 1%.
Marshalling the medical evidence is often times crucial to obtaining a life pension. This is another place where a seasoned workers compensation lawyer can make all the difference.
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