• Work Injuries
• Jones Act Seaman
• Longshore Act (LHWCA)
• Defense Base Act (DBA)
• Boat & Ship Accidents
• Product Liability
• Wage & Hour
• Toyota Sudden Acceleration Defect
• Catastrophic Injury / Serious Injury
• Submit Your Case to Turley Law Firm

William David Turley

View lawyer's profile

William D. Turley

rated by Super Lawyers

visit superlawyers.com

Library

UNUM, UNUMPROVIDENT & PAUL REVERE

• Own Occupation Disability Insurance Policies
• The Importance of Your Medical Record in Winning Your Disability Insurance Claim
• Unum, Unumprovident, Provident Life, and Paul Revere companies: Using IME’s to Deny Claims - - A Disability Insurance Lawyer’s Take
• San Diego Disability Attorney: Unum, Unumprovident, Provident Life, and Paul Revere

view all

The Importance of Your Medical Record in Winning Your Disability Insurance Claim

The people who come to us for help are seriously injured. They never imagined that they could not continue to work. They are worried. They and their families need money for health bills, rent, mortgages, food, school supplies, and all the rest that goes into a satisfying, safe, good life. When you work with us, you'll understand that we understand. We know the value of your case. We have our own families and concerns and truly understand where you are coming from.

To get started, we offer a free consultation. To arrange to talk to our disability specialists, call 619-234-2833 or 866-963-0540 Or email us.

* Since 1987, The Turley Law Firm has worked tirelessly to help their clients recover. This includes recovering from their Disability Insurance claim physically, emotionally and monetarily
* Their firm is respected throughout California's legal community and courts
* Bill Turley is the highest rated San Diego Disability Insurance lawyer on AVVO who handles Disability Insurance Claims.
* Bill was elected President of the Consumer Attorneys of San Diego and elected to Board of Governors of Consumer Attorneys of California
* Bill is asked to lecture to other lawyers. Bill teaches other lawyers how to practice law.

Long term disability benefit insurance policies and short term disability benefit insurance policies are contracts with provisions and requirements which are written so that they are intentionally difficult to understand. At The Turley Law Firm, our team of lawyers, understand the in's and out's of these complex insurance contracts.

The following conditions are ones routinely denied by long term disability insurance companies:

Depression, Anxiety and Mental Disabilities
Cancer
Orthopedic
Cardiovascular
Chronic Fatigue
Fibromyalgia
RSD / CPRS
Multiple Sclerosis (MS)

The Importance of Your Medical Record

If you are going to make a claim on your disability policy, make sure that your doctor understands their role. It is very important that your medical record supports their diagnosis. Your doctor must specifically state your performance limitations. Your medical record must support your claim. This can not be over emphasized.

When possible, your medical recordmust be perfected before you file your claim. However, if you have already filed a claim, your number one goal must be in perfecting the medical record to support your claim for long term disability benefits.

For example, if you are diagnosed with fibromyalgia, there are general classification guidelines for fibromyalgia, established by the American College of Rheumatology. Your doctor should outline the specific risk factors and symptoms.

For instance:

The Insurance Companies Call It Malingering

The insurance companies usually characterize fibromyalgia patients as malingerers. Your doctors documentation of your disease will make all the difference in the success of your claim.

Our law firm is respected for the thoroughness of our work and for the results we achieve for injured workers. Please contact us to learn whether we may be able to assist you with your serious injury case.

State-Wide Practice

We represent clients in San Diego, San Diego County, throughout Southern California and the entire state.

We Are Ready to Help

Our focus for over two decades has been to be there for our clients for the legal process and all their other needs. Our disability insurance claim lawyers are ready to help you start putting your life back together. We are ready to help.

The Turley Law Firm and their staff are ready to help you immediately. You deserve help from a lawyer who understands your situation and how to help you in this difficult time. We fight hard to get you the best medical care. We fight hard to get you all the compensation which you are entitled under the law. Our goal is help you get your life back together.

Call 619-234-2833 or 866-963-0540 Or email us.

San Diego Disability Lawyer, San Diego Disability Insurance Lawyer,

San Diego Long Term Disability Lawyer, Disability Lawyer San Diego,

Long Term Disability Lawyer San Diego

San Diego Disability Attorney, San Diego Disability Insurance Attorney,

San Diego Long Term Disability Attorney, Disability Attorney San Diego,

Long Term Disability Attorney San Diego

The Turley Law Firm
626 Broadway, Suite 625
San Diego, CA 92101
Phone: (619) 234-2833
Fax: (619) 234-4048
Toll Free: 866-963-0540

The San Diego, California personal injury law firm of The Turley Law Firm serves clients across  Southern California area. We give you straight talk about your legal options. We have handled cases from San Diego to Imperial Beach to Oceanside to Escondido to El Cajon, everywhere in between, such as: Alpine, Camp Pendleton, Cardiff, Carlsbad, Chula Vista, Coronado,  Del Mar, Eastlake, Encinitas, La Mesa, La Costa, La Jolla, Lakeside, Lemon Grove, Mission Bay, NAS San Diego, National City, Naval Station San Diego, North Island, North County, Pacific Beach, Point Loma, Port of San Diego, Poway, Ramona, Rancho Bernardo, Rancho Santa Fe, San Marcos, San Diego Harbor, Santee, Solana Beach, South Bay, Spring Valley, Vista.

We handle cases across California, including: Riverside County, San Bernardino County, Orange County, Imperial County, Los Angeles County, and Ventura County, Colorado River, Mexico, Cabo, Pacific Ocean and all the Oceans and waterways across California and the World.

Work Accident Lawyer San Diego l  San Diego Jones Act Attorney I San Diego Boat Accident Attorney I San Diego Ship Accident Attorney I San Diego Longshore Act Attorney I San Diego Defense Base Act Attorney I San Diego Product Liability Attorney I San Diego Wage and Hour Class Action Attorney, San Diego Toyota Attorney I San Diego Catastrophic Injury Attorney I San Diego Disability Insurance Attorney I San Diego Unum, Unumprovident & Paul Revere Attorney