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Phone: 619-234-2833
The Turley & Mara Law Firm, APLC

The Importance of Your Medical Record in Winning Your Disability Insurance Claim

The Importance of Your Medical Record

When you cannot work because of a long term illness or injury, if an accident has left you permanently disabled or the effects of an illness or accident has left you unable to work, you count on your long term disability insurance policy. When your disability insurance company claims you have no claim, then you need a San Diego long term disability claims lawyer.

Long term disability benefit insurance policies and short term disability benefit insurance policies are contracts with provisions and requirements which are written so that they are intentionally difficult to understand. At The Turley & Mara Law Firm, APLC our team of lawyers understand the ins and outs of these complex insurance contracts.

The following conditions are ones routinely denied by long term disability insurance companies:


  • Depression, Anxiety and Mental Disabilities
  • Cancer
  • Orthopedic
  • Cardiovascular
  • Chronic Fatigue
  • Fibromyalgia
  • RSD / CPRS
  • Multiple Sclerosis (MS)

The Importance of Your Medical Record

If you are going to make a claim on your disability policy, make sure that your doctor understands their role. It is very important that your medical record supports their diagnosis. Your doctor must specifically state your performance limitations. Your medical record must support your claim. This can not be over emphasized.

When possible, your medical recordmust be perfected before you file your claim. However, if you have already filed a claim, your number one goal must be in perfecting the medical record to support your claim for long term disability benefits.

For example, if you are diagnosed with fibromyalgia, there are general classification guidelines for fibromyalgia, established by the American College of Rheumatology. Your doctor should outline the specific risk factors and symptoms.

For instance: 


  • widespread chronic pain,

  • fatigue,

  • numbness,

  • chest pain,

  • memory problems,

  • pelvic pain,

  • headaches,

  • irritable bowl syndrome,

  • sleep disturbances.

The Insurance Companies Call It Malingering

The insurance companies usually characterize fibromyalgia patients as malingerers. Your doctors documentation of your disease will make all the difference in the success of your claim.

Client-Oriented, Results-Driven

Our law firm is respected for the thoroughness of our work and for the results we achieve for injured workers. Please contact us to learn whether we may be able to assist you with your serious injury case.

State-Wide Practice

We represent clients in San Diego, San Diego County, throughout Southern California and the entire state.

We Are Ready to Help

Our focus for over two decades has been to be there for our clients for the legal process and all their other needs. Our disability insurance claim lawyers are ready to help you start putting your life back together. We are ready to help.

We Can Help - Today

The Turley & Mara Law Firm, APLC and our staff are ready to help you immediately. You deserve help from a lawyer who understands your situation and how to help you in this difficult time. We fight hard to get you the best medical care. We fight hard to get you all the compensation which you are entitled under the law. Our goal is help you get your life back together.

Call 619-234-2833 or 866-705-4617 Or email us. 

We Know How to Listen

The people who come to us for help are seriously injured. They never imagined that they could not continue to work. They are worried. They and their families need money for health bills, rent, mortgages, food, school supplies, and all the rest that goes into a satisfying, safe, good life. When you work with us, you'll understand that we understand. We know the value of your case. We have our own families and concerns and truly understand where you are coming from.

To get started, we offer a free consultation. To arrange to talk to our disability specialists, call 619-234-2833 or 866-705-4617 Or email us.

Why Trust The Turley & Mara Law Firm, APLC

* Since 1987, The Turley & Mara Law Firm, APLC has worked tirelessly to help their clients recover. This includes recovering from their Disability Insurance claim physically, emotionally and monetarily
* Their firm is respected throughout California's legal community and courts
* Bill Turley is the highest rated San Diego Disability Insurance lawyer on AVVO who handles Disability Insurance Claims.
* Bill was elected President of the Consumer Attorneys of San Diego and elected to Board of Governors of Consumer Attorneys of California
* Bill is asked to lecture to other lawyers. Bill teaches other lawyers how to practice law

William Turley
“When I seek out professional advice, I don’t want B.S., I want it straight up. I figure you do also.”

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