
You have suffered a serious disability. Then you were traumatized a second time by your long term disability insurance carrier. We will help you through this difficult time. When we take care of dealing with the insurance company this allows you the time and attention to getting your life back together.
Client-Oriented, Results-Driven
Our law firm is respected for the thoroughness of our work and for the results we achieve for injured consumers. Please contact us to learn whether we may be able to assist you with your disability insurance case.
Call us if you need a Riverside Disability Insurance Attorneyor if you need a Riverside Disability Insurance Claim Lawyer. We are the best Riverside Disability Insurance Claim Attorney!
State-Wide Practice
We represent clients in Riverside County, throughout Southern California and the entire state.
We Are Ready to Help
Our focus for over two decades has been to be there for our clients for the legal process and all their other needs. Our disability insurance claim lawyers are ready to help you start putting your life back together. We are ready to help.
Offering Clients Peace of Mind
When you have had your disability insurance claim denied, you need to know your attorneys are doing everything they possibly can to get you your long term disability insurance benefits. You need to know that your legal rights are being vigorously protected. You need to sleep at night knowing you have the best lawyer for your case. We can give you that kind of peace of mind. What lawyer you select makes all the difference in whether you prevail in your disability insurance case.
A Law Firm You And Your Family Can Trust
Since 1987, the lawyers at The Turley Law Firm have served injured people in Southern California. Our longevity can be attributed to our dedication to our clients, and our clear record of success. The attorneys at our law firm are driven to be the very best lawyers in California. We get results for our clients. Over the years, we have helped thousands of people obtain compensation they need to move forward with their lives. We can help you, too.
Our Reputation is Success
Since 1987, the insurance companies have respected us for how we fight for our clients. This respect is a benefit clients receive when they choose The Turley Law Firm. The recognition the legal industry has given us helps us succeed for our clients. You want a lawyer that is going to be able to stand up to the insurance company. You want a lawyer that is going to get the maximum recovery for your case.
We Can Help - Today
The Turley Law Firm and their staff are ready to help you immediately. You deserve help from a lawyer who understands your situation and how to help you in this difficult time. We fight hard to get you the best medical care. We fight hard to get you all the compensation which you are entitled under the law. Our goal is help you get your life back together.
call 619-234-2833 or 866-963-0540 Or email us
Most people are not aware that if their long term disability is provided through their employer, disputes arising thereunder are subject to the federal law of the Employee Retirement Income Security Act (ERISA). As such they are not covered by state law. In most of these cases it is almost impossible to win fair compensation against the disability insurance company.
Thus, the best way to win a long term disability insurance case is to prove it is not an ERISA case. A good Disability Insurance Lawyer can help walk your case through the ERISA land mines. You need a Disability Insurance Claim Lawyer to explain the ERISA exemptions to you and help strategize the best approach to your long term disability insurance case.
When you seek benefits under a disability insurance plan, your claim will be exempt from ERISA and governed by state law if your claim falls under one of the following disability insurance plans:
1. Public Entity Employees: If you are employed by a public entity or Indian Tribal government and the plan was created for public entity employees, the plan is exempt from ERISA.
2. Church Employees: If you are a church employee and the plan was created for church employees, the plan is exempt.
3. Business owner: If you are a business owner or the spouse of a business owner and no employees are injured under the plan, the plan is exempt.
4. Professional Organization: If you are a sole proprietor under a plan offered by a professional association which is open to sole proprietors without employees, the plan is probably exempt.
5. Safe Harbor Provisions: If you are injured under a plan which falls under the "safe harbor" provisions of ERISA. If no contributions are made by your employer or employee organization to fund the plan, and if participation is voluntary, in some circumstances, the plan is exempt.
One very important thing you need to keep in mind is to not rely on the disability insurance carrier for legal advice. Disability insurance carriers will often conclude a claim is governed by ERISA, when it is not. In other words, even if your disability insurance carrier says your claim is governed by ERISA, don't rely on this conclusion. If this occurs to you, be sure to consult with a Disability Insurance Claim Lawyer.
Disclaimer
This article is not legal advice. I am simplistic in order to achieve clarity. If you are denied long term disability insurance benefits you are strongly advised to consult with a Disability Insurance Lawyer.
We are a small law firm focused on providing personalized service. We take on only a limited number of cases so we can work directly with each client, keeping them informed during the entire legal process. Contact us today to so we can discuss the personalized service you can expect to receive at our firm. There is no fee to find out.
(866) 963-0540
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The Turley Law Firm has a “State-wide” practice and accepts cases in the following California counties: Alameda County, Alpine County, Amador County, Butte County, Calaveras County, Colusa County, Contra Costa County, Del Norte County, El Dorado County, Fresno County, Glenn County, Humboldt County, Imperial County, Inyo County, Kern County, Kings County, Lake County, Lassen County, Los Angeles County, Madera County, Marin County, Mariposa County, Mendocino County, Merced County, Modoc County, Mono County, Monterey County, Napa County, Nevada County, Orange County, Placer County, Plumas County, Riverside County, Sacramento County, San Benito County, San Bernardino County, San Diego County, San Francisco County, San Joaquin County, San Luis Obispo County, San Mateo County, Santa Barbara County, Santa Clara County, Santa Cruz County, Shasta County, Sierra County, Siskiyou County, Solano County, Sonoma County, Stanislaus County, Sutter County, Tehama County, Trinity County, Tulare County, Tuolumne County, Ventura County, Yolo County, Yuba County. The Turley Law Firm accepts cases in the following California cities: Los Angeles, San Diego, San Jose, San Francisco, Fresno, Long Beach, Sacramento, Oakland, Santa Ana, Anaheim, Bakersfield, Riverside, Stockton, Chula Vista, Fremont, Irvine, Modesto, Glendale, San Bernardino, Huntington Beach, Oxnard, Fontana, Moreno Valley, Oceanside, Rancho Cucamonga, Santa Clarita, Garden Grove, Ontario, Pomona, Santa Rosa, Salinas, Palmdale, Hayward, Pasadena, Torrance, Corona, Lancaster, Escondido, Orange, Elk Grove, Sunnyvale, Fullerton, Thousand Oaks, El Monte, Simi Valley, Concord, Visalia, Vallejo, Inglewood, and Santa Clara.
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The Turley Law Firm
626 Broadway, Suite 625
San Diego, CA 92101
Phone: (619) 234-2833
Fax: (619) 234-4048
Toll Free: 866-963-0540
The San Diego, California personal injury law firm of The Turley Law Firm serves clients across Southern California area. We give you straight talk about your legal options. We have handled cases from San Diego to Imperial Beach to Oceanside to Escondido to El Cajon, everywhere in between, such as: Alpine, Camp Pendleton, Cardiff, Carlsbad, Chula Vista, Coronado, Del Mar, Eastlake, Encinitas, La Mesa, La Costa, La Jolla, Lakeside, Lemon Grove, Mission Bay, NAS San Diego, National City, Naval Station San Diego, North Island, North County, Pacific Beach, Point Loma, Port of San Diego, Poway, Ramona, Rancho Bernardo, Rancho Santa Fe, San Marcos, San Diego Harbor, Santee, Solana Beach, South Bay, Spring Valley, Vista.
We handle cases across California, including: Riverside County, San Bernardino County, Orange County, Imperial County, Los Angeles County, and Ventura County, Colorado River, Mexico, Cabo, Pacific Ocean and all the Oceans and waterways across California and the World.
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The Turley Law Firm, APLC
625 Broadway, Suite 625
San Diego, CA 92101
Phone: 619-234-2833
Fax: 619-234-4048
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