How is California Workers’ Compensation Permanent Disability paid?
"We can help if an accident has left you injured or disabled. Don’t let the workers' compensation insurance company intimidate you into accepting a denial of your claim or a low settlement offer." California Workers' Compensation Super Lawyer Bill Turley
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How is Permanent Disability paid?
First, you need medical evidence. Under the California workers' compensation system, this means you need a well reasoned medical report. As always, never take legal advice from the workers' comp adjuster.
Once your doctor says you have permanent Disability, the workers' compensation insurance adjuster will estimate how much you should receive and begin making payments to you, even if the final percentage of disability has not been calculated.
PD benefits are paid in addition to the temporary disability (TD) benefits you have already received. The workers' compensation insurance adjuster must begin paying your PD within 14 days after your TD ends and continue the payments until a reasonable estimate of your disability amount has been paid.
If you have not missed any work, PD payments are due from the date the doctor says you are P&S. PD benefits continue to be paid every two weeks on a day picked by the workers' compensation insurance adjuster until a reasonable estimate of your disability amount has been paid. When the actual amount of PD due has been determined, the amount over the estimate must be paid.
In a nutshell, the workers' compensation insurance adjuster's job is to pay you as little as possible. A seasoned California workers' compensation lawyer will usually be able to help increase your award.
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