Uninsured Employers In California: California Law If you are a seriously injured in a California work accident, things can be confusing enough even if your employer has workers compensation insurance. However, when you suffer a serious work injury in California and your employer does not have workers compensation insurance, then you may be uncertain as to what you should do. We tell you what you need to do if your California employer is Illegally Uninsured. (619) 234- 2833 or 866-963-0540

What Do I Do If My Employer Is Illegally Uninsured In California?

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Uninsured Employers In California - - California Law

If you are a seriously injured in a California work accident, things can be confusing enough even if your employer has workers compensation insurance. However, when you suffer a serious work injury in California and your employer does not have workers compensation insurance, then you may be uncertain as to what you should do. We tell you what you need to do if your California employer is Illegally Uninsured.

(619) 234- 2833 or 866-963-0540

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Why Trust The Turley Law Firm

* Since 1987, The Turley Law Firm has worked tirelessly to help their clients recover. This includes recovering from their Work injury and/or personal injury physically, emotionally and monetarily
* Their firm is respected throughout California's legal community and courts
* The highest rated San Diego Workers Compensation Lawyer in San Diego by AVVO.com
* Voted Top 10 Personal Injury Attorney in San Diego
* Elected President of the Consumer Attorneys of San Diego
* Elected to Board of Governors of Consumer Attorneys of California
* Lectures to other lawyers.
* Consumer Attorneys of San Diego Trial Master


Trusted, Timely Counsel for You

The Turley Law Firm lawyers can help you locate the best medical providers for your injuries. They stand up to the workers compensation insurance company that is trying to keep you from getting needed medical treatment and weekly compensation benefits. They make sure you follow the complex workers compensation procedures and make sure you are timely with all case deadlines. They can help get your case resolved if you need to go on with your life.


Advocate for You Against the Insurance Company

The way the California workers compensation system is set up is the company doctor will disagree with your doctor over needed medical treatment and disability. This is when you need a seasoned lawyer taking on the insurance company.

Bill Turley has been practicing law for over 25 years. He knows who the best doctors are in your MPN are so you can receive the benefits to which you are entitled.

Attorney Bill Turlety has been a practicing lawyer for more than 25 years. He knows that there are some very good doctors within the medical provider network who have treated their patients with respect and with attention to their medical condition.


Our Personal Approach:

Our lawyers and staff offer a personal approach to winning your case. We know what a serious injury or death can mean to you and your family. As a client, we want to know how your accident has affected your life. We will discuss all aspects of your case with you, advise you of your options and involve you in the decision making process. Helping you through this difficult time is our commitment. We are always available to answer your questions and will always keep you informed. We will do everything to ensure that you receive the highest compensation for your injuries.


Helping Injured Workers Since 1987:

Since 1987, we have represented clients from all walks of life, from working class people to doctors and lawyers. As our client, we will utilize our experience and reputation to ensure that you receive the highest amount of compensation in the fastest time possible. We are committed to helping you through this difficult time. We have a
reputation of excellence and have a high success rate in helping clients obtain maximum recovery for their injuries.


California Uninsured Employer Attorney: What Should I Do If My Employer Doesn't Have Workers Compensation Insurance?

If you are a seriously injured in a work accident, things can be confusing enough even if your employer has workers compensation insurance. However, when you suffer a serious work injury in California and your employer does not have workers compensation insurance, then you may be uncertain as to what you should do. In this article, we discuss your options if your employer is illegally uninsured in California.


You Have Few Options

In a nutshell, you have few options if your employer is illegally uninsured in California. You can try and obtain workers compensation benefits through the California Workers Compensation Appeals Board (WCAB). You must bring a claim against the California Uninsured Employers Fund. This is a system which is supposed to allow injured workers whose employers do not have workers compensation insurance to collect workers compensation benefits though the Uninsured Employers Fund (hereinafter "UEF") - a State run agency.


UEF is a Sham


However, you will find this is a difficult process, at best. At worst, it is a sham. Seriously. It is very difficult, if not impossible, to find a California workers compensation lawyer that is willing to handle an Uninsured Employers Fund case. Most California workers compensation attorneys to not handle Uninsured Employers Fund (UEF) cases because the UEF has no accountability.

Unlike a private workers compensation insurance company, the UEF can (and will) arbitrarily not provide workers compensation benefits and there is nothing that can be done. The UEF can stop your workers compensation benefits and the WCAB can't award penalties. Which means that the UEF is not accountable for not providing timely benefits. Thus, very few lawyers will agree to accept a UEF case.


Suing Your Employer

If your employer is still viable (i.e. in business and not likely to go out of business if you sue them and able to pay a substantial judgement); then the better option is oftentimes to bring a civil lawsuit against your employer. In addition, in some circumstances you may be able to collect against your employer's liability insurance carrier even if they don't have workers compensation coverage. Under California law, an injured worker can elect to file a civil lawsuit against their uninsured employer for negligently causing their injury. These are called "second-party" cases.

Caution


Caution is urged in what lawyer you hire to handle your illegally uninsured employer case. You need a California Uninsured Employer Attorney. Very few lawyers in California understand the intricacies and procedures used in California uninsured employers cases. These cases are very different from "common law" negligence cases. You need to be careful to hire a California Uninsured Employer Attorney that understands how to bring and prevail in an uninsured employers civil lawsuit.

Time to File a Lawsuit

Most negligence cases in California have a one year or a two year statute of limitations. Meaning you have one or two years to bring a lawsuit in order to protect your rights. However, you have three years from the date of your injury to bring a civil lawsuit against your uninsured employer in California. If you have filed a timely workers compensation claim against your employer, you may even be able to bring the civil lawsuit much later than three years from your date of injury. Even if it is past the three year point, you may still be able to bring a civil lawsuit. While we recommend you file within the three year statute, you may still be able to bring a case much later.


The bottom line is this:


If you are a seriously injured worker in California and your employer doesn't have workers compensation insurance, you are going to have an extremely difficult time obtaining compensation for your work injuries. What lawyer you hire is going to make all the difference in whether you receive fair compensation. Make sure the California uninsured employer attorney you hire has the experience, resources and ability to win your case.


Disclaimer

This article is not legal advice. The article is simplistic in order to achieve clarity. Your case, situation or circumstances may differ substantially from those described in this article. Whenever you are making a court claim your credibility is always at issue. If you get caught in a lie you will probably lose your work injury case. It is crucial that you always tell the truth. Always.


Bill Turley was elected President of Consumer Attorneys of San Diego. Bill is the leading work injury attorney in California.


The Turley Law Firm has the most comprehensive work injury website in California.


When Ends No Longer Meet, We Can Help

Most people, including the majority of our clients, work extremely hard to provide for their families and to ensure their financial well-being. A sudden injury or a progressive, disabling condition can undermine the financial security of an individual or family, making it difficult to make ends meet.

At The Turley Law Firm, we combine compassion toward our clients with exceptional experience and knowledge to secure the Workers' Compensation benefits they need. When life gets challenging, take comfort that we are there to help.


Proactive and Efficient Approach to Your Injury Claim

Our experience and knowledge often allows us to shorten an otherwise long and arduous process. You need your benefits as soon as you can get them. We take a proactive approach in working with you and your doctors to obtain the information necessary to prove your entitlement to benefits under the law and to secure those benefits for you.


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The Turley Law Firm
626 Broadway, Suite 625
San Diego, CA 92101
Phone: (619) 234-2833
Fax: (619) 234-4048
Toll Free: 866-963-0540


The San Diego, California personal injury law firm of The Turley Law Firm serves clients across  Southern California area. We give you straight talk about your legal options. We have handled cases from San Diego to Imperial Beach to Oceanside to Escondido to El Cajon, everywhere in between, such as: Alpine, Camp Pendleton, Cardiff, Carlsbad, Chula Vista, Coronado,  Del Mar, Eastlake, Encinitas, La Mesa, La Costa, La Jolla, Lakeside, Lemon Grove, Mission Bay, NAS San Diego, National City, Naval Station San Diego, North Island, North County, Pacific Beach, Point Loma, Port of San Diego, Poway, Ramona, Rancho Bernardo, Rancho Santa Fe, San Marcos, San Diego Harbor, Santee, Solana Beach, South Bay, Spring Valley, Vista.

We handle cases across California, including: Riverside County, San Bernardino County, Orange County, Imperial County, Los Angeles County, and Ventura County, Colorado River, Mexico, Cabo, Pacific Ocean and all the Oceans and waterways across California and the World.


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