“When I seek out professional advice, I don’t want B.S. I want it straight up, with no double talk. I figure do also. I always use plain English, with no sugarcoating no B.S. lawyer talk, and no double talk - just old fashioned, unsweetened, unvarnished truth-just the way that I would want it.” -Bill Turley
The First Step
When handling your work injury case, nothing matters more than the honest truth. Nothing. You must be straightforward and honest about your case. I have seen many instances where a client will sugarcoat their injury and the courts throw out the case. Why? All because they were not honest from the get-go.
The Next Step
If you've been injured on the job, you probably have a ton of questions. I understand. You are concerned about your family and your livelihood. My suggestion is the next step you should take before anything else is to read my book, Win Your Injury Case. I wrote it to help folks like you, good people who got hurt on the job. You can order a free copy and I will cover the shipping too.
Does Your Employer Have Coverage?
You thought spending weeks in the hospital after an injury was the worst thing that could happen to you. But now that you find out your employer does not have workers’ compensation coverage, you realize that things are about to get even worse. How can you get payments for your injuries if your employer won’t provide the benefits you need?
What Is the Uninsured Employers Benefits Trust Fund (UEBTF)?
If you work for an employer in California that does not offer workers' compensation benefits, you may seek payment for your injuries from the Uninsured Employers Benefits Trust Fund (UEBTF). UEBTF is a state-run agency that pays for the costs of uninsured workers, and then seeks out the employer for reimbursement of its funds.
How Do I Get Payments from UEBTF?
Applying for UEBTF payments is a long and somewhat confusing process. First, you must file a claim for benefits with the Workers' Compensation Appeals Board (WCAB) to determine if you are owed compensation and what the proper amount should be. After you have done this, you must take two steps to make a UEBTF claim:
- You must provide the legal name and proper identification of your employer
- You must legally serve your employer with your workers’ compensation claim.
UEBTF is required to pay your benefits if your employer does not do so. However, unlike a private workers compensation insurance company, UEBTF has very little accountability. If the UEBTF arbitrarily decides not to provide workers compensation benefits, terminates your benefits, or delays your benefits payments, the WCAB cannot penalize them—leaving you back where you started.
It Is Illegal for California Employers Not to Carry Workers’ Compensation
There is another way you could seek and win compensation for your injuries. Under California law, all employers that have more than one employee are required to provide workers' compensation coverage. If they do not, they can be charged with a felony and face substantial penalties and fees.
For this reason, many employers would rather pay for a worker’s injuries than face the overwhelming costs of breaking the law—and that means there is a good chance you can get the benefits you deserve if you have a lawyer pressing your case. Click the case results tab on this page to find out how we have helped people just like you collect the payments they were rightfully owed.
Disclaimer: Please understand these discussions and/or examples are not legal advice. All legal situations are different. This testimonial, endorsement and/or discussion does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter, your particular case/ situation and/or this particular case/ situation. Thanks, Bill Turley