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Phone: 619-234-2833
The Turley & Mara Law Firm, APLC

What Should I Do If My Employer Doesn’t Have Workers’ Comp Coverage?

“When I seek out professional advice, I don’t want B.S. I want it straight up, with no double talk. I figure do also. I always use plain English, with no sugarcoating no B.S. lawyer talk, and no double talk - just old fashioned, unsweetened, unvarnished truth-just the way that I would want it.” -Bill Turley

Work Injury Attorney Workers Compensation Attorney

The First Step

When handling your work injury case, nothing matters more than the honest truth. Nothing. You must be straightforward and honest about your case. I have seen many instances where a client will sugarcoat their injury and the courts throw out the case. Why? All because they were not honest from the get-go.

The Next Step

If you've been injured on the job, you probably have a ton of questions. I understand. You are concerned about your family and your livelihood. My suggestion is the next step you should take before anything else is to read my book, Win Your Injury Case. I wrote it to help folks like you, good people who got hurt on the job. You can order a free copy and I will cover the shipping too.

Need Help Today?

Give us call. (619) 234-2833

Does Your Employer Have Coverage?

Applying for workers’ comp can be confusing after you are a seriously injured in an on-the-job accident. However, when you suffer a serious work injury and your employer does not have workers’ compensation insurance, your recovery becomes significantly more complicated. How can you get the benefits you rightfully deserve if your employer refuses to cover your medical bills and lost wages?

Employers May Face Jail Time and Legal Action for Not Providing Workers’ Compensation in CA

Under California law, it is illegal for employers with more than one employee not to have workers’ compensation insurance. If your employer does not carry workers’ comp benefits, you may be able to take the following actions against your company:

  • WCAB action. All California employers are required to either have insurance against liability (workers’ compensation insurance) or obtain a certificate of consent to self-insure from the Director of Industrial Relations. If neither exists, workers can bring a claim before the Workers’ Compensation Appeals Board (WCAB).
     
  • Criminal charges. Failure to carry workers’ compensation insurance can result in criminal punishment, administrative penalties, and fines or imprisonment (or both).
     
  • Civil lawsuit. Most injured workers opt to force their companies to pay for injury costs by bringing a civil lawsuit against their employers. Since the employer did not offer injury insurance, the employee’s negligence case against the company will often be stronger.

Take Care When Choosing an Uninsured Employer Attorney

Victims must understand that very few lawyers understand the intricacies and procedures used in uninsured employer cases. These cases are significantly different from “common law” negligence cases, so you should seek out an attorney who has experience dealing with injured workers and uninsured employers.

Remember: you only get one chance to get the compensation you deserve. Don’t become a victim a second time by settling for less than what you are rightfully due under California worker injury law! Contact us today to tell us your story and we can start helping you recover.

Disclaimer: Please understand these discussions and/or examples are not legal advice. All legal situations are different. This testimonial, endorsement and/or discussion does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter, your particular case/ situation and/or this particular case/ situation. Thanks, Bill Turley

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