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California Disability Insurance Attorney Straight Talk: Unumprovident, Unum, Paul Revere and Own Occupation Insurance Policies - - A San Diego Disability Insurance Attorney’s Analysis Of Bad Faith Disability Insurance Practices II California Disability Insurance Lawyer - San Diego Disability Insurance Lawyer - - Research Your Disability Insurance Case - For more information call 619-234-2833.
Great article on Unumprovident's Scheme To Use IME's to deny Disability Insurance Claims
Unum, Unumprovident, Provident Life, and Paul Revere companies enormous scheme to use financial budgets and targets to terminate disability claims has seen the bright harsh light of an American courtroom. When placed under the scrutiny of a jury trial, the acts of Unum, Unumprovident, Provident Life, and Paul Revere companies are a primer in Bad Faith Disability Insurance tactics.
From publicly available federal court records, it appears that Unum, Unumprovident, Provident Life, and Paul Revere companies have been named in at least 4,575 civil actions concerning insurance from 2000 to the present. The following are findings of fact and law in a Federal trial concerning Unum, Unumprovident, Provident Life, and Paul Revere companies
Early in the 1990's Defendant UnumProvident realized that the claims made on the own occupation insurance policies that it sold were putting the company at risk. As a consequence the company underwent a major restructuring of its claim handling practices and philosophy.
San Diego Social Host Attorney on California Social Host Liability Laws:
Holding Parents Liable for Deaths Caused by Underage Drinking /
Holding Homeowners Responsible for Injuries Caused by Teen Drinking
What is Social Host Liability in California?
California law prohibits furnishing of alcoholic beverages to underage persons. However, California law is extremely watered down because in order to impose legal liability, the minor being served alcohol has to be obviously intoxicated. There are numerous California cases where criminal and civil cases have been tossed out of court because of this high legal standard. All of these laws target the provision of alcoholic beverages to underage persons.
San Diego Social Host Lawyer Bill Turley: "Social Host Liability laws are important to keeping teens and the public safe. These laws close loopholes that allow parents and adults to supply alchohol to minors in California."
Social Host Liability Lawyer in California on California Social Host Liability Laws: Who can be held liable under California's Social Host Laws?
Social Host ordinances are oftentimes written broadly. Many impose liability against parents, home owners, landlords, tenants, hotel/motel operators, campground owners, house party hosts, rave hosts, and young adults over 21. They impose a legal duty to ensure that underage drinkers are not allowed to use private residences or other private property to possess or consume alcoholic beverages.
San Diego Social Host Liability Attorney: "These Caifornia Soclal Host Liability Ordinances are designed to stop the alchohol related car accidents, alchohol realated violence, sexual assaults and the like. They are powerful weapons that impose criminal and cinil liability to those that furnish alchohol to teens."
"We need to send a message to parents and adults that teenage drinking is not a "rite of passage.... dying in a car accident is not a rite of passage."
Liability for Serving Alcohol to Minors: A California Social Host Liability Lawyer's Take
The San Diego Union reports that some parents still believe it is okay for teens to drink in their homes. "I'd rather they drink at home where I can supervise them then have them drinking somewhere else," is the usual logic.
San Diego Social Host Attorney Bill Turley, "It's time parents rethink this strategy. Too many teens and innocent people keeping dying needlessly."
California Cities and counties have passed Social Host laws. These San Diego Social Hosts laws are aimed at stopping underage drunk driving and other problems associated with underage drinking.
California Social Host Liability Lawyer: Can Parents Be Sued for Teen Alcohol Deaths/ Injuries?
Yes, under California's new social host liability laws, parents and adults can be sued and found civilly responsible for serving alcohol to teens.
San Diego DUI lawsuit lawyer Bill Turley: "California law has been incredibly lax in holding parents and adults legally responsible for deaths and injuries casued by drunk teens in car accidents. These Social Host Ordinances close these legal loopholes. Now parents and adults can be held accountable for serving alchohol to teens."
Thinking about having a house party for teens and serving alcohol?
The death of Torrey Pines student Alex Capozza provides a sobering reassessment.
Details have emerged that there was a house party a Rancho Santa Fe mansion. The San Diego Union has reported the house party was at the home of Michael Flynn if Rancho Santa Fe, California. As a result, Alex Capozza is dead and Jamie Arnold was recently released from the hospital.
While our hearts go out to these families, this is a "teaching moment." Parents and adults have to be held accountable. San Diego's new Social Host Ordinances hold parents and home owners responsible to alcohol served at their homes.
San Diego DUI lawsuit lawyer Bill Turley, "Teen DUI's account for untold tragedies every year. Social Host Ordinances hold parents responsible for teen drunk driver deaths."
Social host liability laws hold individuals responsible for underage drinking events on property they own, lease or otherwise control. Unlike laws that prohibit furnishing alcohol to youth under 21, social host laws focus on preventing underaged drinking on private property without regard to who furnishes the alcohol.