California Workers' Compensation - What Is A Life Pension & How To Get A Life Pension
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This website provides information to injured workers and their families. Our goal is to level the playing field between seriously injured workers and insurance companies. We expose the tricks, traps, and techniques they use to cheat injured workers out of their legal rights. We provide vital information so you can make informed decisions regarding your California workers compensation case.
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The Turley Law Firm lawyers can help you locate the best medical providers for your injuries. They stand up to the insurance company that is trying to keep you from getting needed medical treatment and compensation benefits. They make sure you follow the complex legal procedures and make sure you are timely with all case deadlines. They can help get your case resolved if you need to go on with your life.
California Workers Compensation: What is a Life Pension?
There are two types of life pensions:
- Permanent Total Disability
- Permanent Partial Disability
With a Permanent Total Disability life pension, you must have 100% disability.
For a Permanent Partial Disability you must have a Permanent Disability (PD) rating of 70% or more to be entitled to a life pension. You are entitled to a life pension based upon a formula using variables determined by your PD rating and your weekly earnings or wages. In general, you are entitled to a life pension of 1.5 percent of actual weekly earnings for each 1 percent your PD rating exceeds 60 percent. This is a little confusing, because you are not entitled to a life pension unless your PD rating is over 70 percent.
This means you can have a PD rating of 69.75* and still not qualify for a life pension.
- PD ratings are computed to the nearest ¼ of 1%
Marshalling the medical evidence is often times crucial to obtaining a life pension. This is another place where a seasoned workers compensation lawyer can make all the difference.
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Many attorneys charge hundreds of dollars for an hour of their time. We don't. We know you can't afford to pay hundreds of dollars to have an attorney answer your questions. This is especially true if you are injured and can't work. Or if you lost a family member in a work accident.
So this is what we offer here: If you have a legal question about work injuries, California workers compensation and/or third party work injuries, and you want our advice - - we will answer the question for free. With no obligation.
Just fill out the contact form and tell us about the problem and we will provide a no cost response.*
* First, although no attorney client relationship is being created by us answering your question; we still consider our communications to be confidential. Meaning, we will not reveal them to any other person or entity. We will not provide your name and/or information to any other person and/or entity. We treat your privacy very seriously.
Second, This Free Legal Advice option does not apply to persons whom already have a lawyer. If you have the right lawyer, then they should be able to answer these questions.
We Know How To Listen
The people who come to us for help are seriously injured. They never imagined that they could not continue to work. They are worried. They and their families need money for health bills, rent, mortgages, food, school supplies, and all the rest that goes into a satisfying, safe, good life. When you work with us, you'll understand that we understand. We know the value of your case. We have our own families and concerns and truly understand where you are coming from.
To get started, we offer a free consultation. To arrange to talk to our disability specialists, call 619-234-2833 or 866-705-4617
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